Why Back Up?
You should back up you data because, if your computer is hacked, there is a power surge(which could fry your mother board, destroying the file that you had saved it to), or your computer just dies in general. All of these things would result in your loss of data if you hadn't backed them up.
On to What?
You could back up your files onto an external hard drive that you could remove afterwards and store somewhere safe, or you could back it up onto the hard drive in your PC but there are the risks that I have mentioned above.
How Often?
Ideally you should back up your data every few hours but being realistic you should try and do it once a day or so
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